Buying A Home
I am focused on providing you with the best results and service in the industry. I listen carefully to understand you real estate goals and work hard to create solutions that make sense for you. Whether you are new to the market or an experienced investor, I have the expertise, proven track record, and resources to help you acheive your real estate goals.
As is often said, real estate is about location, location, location. I have extensive knowledge of the Metro Vancouver area and can help you find the right home for you or the right buyer for your home.
Buying a home can be one of life’s most fulfilling experiences as well as the most challenging.
Before we begin your search, we will work together to make a wish list that is suited to your lifestyle and standards. I will email a list of active listings for sale that fit your requirements and will setup appointments to view the homes you wish to see. I will also advise you on financing options and recommend other professionals such as building inspectors, lawyers and/or notaries who are needed to complete the sale.
Here are a few things to consider before purchasing your home:
Pre-approval of a mortgage is when your lender has reviewed all your financial information and has determined the maximum amount of money you can borrow. A mortgage pre-approval not only helps you determine what you can reasonably afford, but also improves your status as a Buyer. This gives the Seller more confidence in your offer. You are required by most Canadian lending institutions to get Mortgage Loan Insurance.
For more information on Mortgage Loan Insurance, please visit http://www.cmhc-schl.gc.ca
Completion & Associated Expenses
Once your offer has been accepted, I will help you navigate through the contract and terms, explain your options and address any questions that you may have along the way. I will also guide you through or suggest a professional to help you with these final steps required before the completion of the transaction.
- Having the home inspected
- Satisfying the conditions and subject clauses
- Finalize your mortgage
- Purchase Homeowners' Insurance
- Hire a lawyer or notary public
There are various expenses that you will need to address after your offer has been accepted by the Seller. The largest expense is your down payment. Other expenses are the legal fees, home inspection fee, appraisal fee, property taxes, monthly strata fees, property/land transfer tax, and (if applicable) Mortgage broker’s fees.
I look forward to working with you to find your dream home.